Loan Products
- Conventional Loan Product
- A convential loan is one that is provided by a private lender such as bank or credit union. With a convential loan, you get the money you need upfront, and pay back the lender over the course of loan.
- FHA Loan Product
- A Federal Housing and Adminstration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender that is approved by the FHA Agency. FHA allows for a lower down
- VA Loan Product
- The Department of Veterans Affairs (VA) offers loan programs to help service members, veterans, and their families buy homes. The VA sets the rules for qualification and terms. A Certificate of Eligil
- ARM Loan Product
- The term adjustable rate mortgage (ARM) referes to a home loan with a varible interest rate. With an ARM, the interest rate is fixed for a period of time. These terms are typically offered in 3, 5, 7,
- HELOC Loan Product
- With a HELOC, you're borrowering against the available equity in your home and the house is used as collateral for the line of credit. As you repay the outstanding balance the amount available increas
- FHA-Down Payment Assistance Program (DPA)
- FHA-Down Payment Assistance Program (DPA) allow a buyer to take out a 3.5% up to 5% second on a qualifying FHA product. These seconds can be paid back or forgiven.
- USDA Loan Product
- USDA Rural Development's Section 502 Direct Loan program provides a path to homeownership to low and very-low income families living in rural areas.
- Non-QM Loan Product
- Non-QM stands for Non-Qualified mortgage. These loans are for borrowers who may not meet the requirements for standard loan programs. These products contain non-traditional underwriting criteria and g
- Second Mortgage Loan Product
- This second mortgage can be used as a loan to consolidate debt or as a piggyback loan for a purchase. Typically the maxium loan to value is 90% but can get capped by County Limites
- FHA NADA
- FHA NADA programs allow borrowers to obtain 3.5% as a second to piggyback a first FHA loan thus allowing 100% financing in some instances. Credit middle score typically needs to be 680 or higher to qu
- Construction Loan
- A construction loan is a type of loan designed specifically for funding the construction or renovation of a property. Unlike a traditional mortgage loan where you receive the full loan amount upfront,
- Bridge Loan
- A bridge loan is a type of short-term financing typically used to bridge the gap between two longer-term financing options. It is a temporary loan that provides immediate cash flow to meet current obl
- DCSR Loan Product
- Debt-Service Coverage Ratio (DSCR) loan allows you to qualify for investment properties (up to 20) based on the prospective monthly rental income.
- Multi Family Loan Product
- A Multi-Family loan product is a type of financing specifically designed for properties that house multiple families. These properties are typically residential buildings with two or more separate liv
- Asset Depletion Loan Product
- An Asset Depletion Loan is a type of mortgage loan product that considers a borrower's assets, such as savings, investments, and retirement accounts, as a source of income for qualifying purposes. Thi
- Private Loan Product
- A private loan refers to a financial arrangement where funds are borrowed from a private entity, such as a non-bank financial institution, private individual, or online lending platform, rather than a
- Hard Money Loan Product
- A Hard Money loan is a type of short-term financing that is secured by real property. Unlike traditional loans that are issued by banks and other financial institutions, hard money loans are typically